DATA STEWARDSHIP & PRIVACY NOTICE

Privacy Policy

Effective & Last Updated: October 15, 2026 · Harbor Vance Funding Group LLC

This Privacy Policy describes how Harbor Vance Funding Group LLC ("Harbor Vance," "we," "us," or "our") gathers, processes, safeguards, and discloses information when you visit harborvance.com or retrieve and verify a returning record via /login.

1. Categories of Information Collected

Identity & Contact Identifiers: Legal first and last name, residential street address, email address, telephone numbers, birth date, state driver's license or ID number, and Social Security number when required for identity and underwriting verification.
Commercial, Earnings & Banking Attributes: Requested funding figure, revenue or income category, monthly gross receipts or earnings, deposit cadence, business or employer name, tenure, routing number, bank institution name, and deposit account number.
Session & Attribution Telemetry: IP address, browser user-agent string, referring URL, affiliate attribution identifiers (such as sourceId and sub-campaign tokens), and timestamps recorded for security, fraud deterrence, and partner routing accuracy.

2. Purposes of Processing

We process collected records to: (a) locate returning files and authenticate portal sessions; (b) assess commercial future-receivables eligibility or—with your explicit consent—route your inquiry to participating third-party financial Network Partners; (c) validate routing numbers and postal addresses; (d) deliver requested transactional servicing updates by email; and (e) satisfy statutory recordkeeping, anti-fraud, and audit obligations.

3. Information Sharing & Partner Transmissions

When you execute a Partner Connection Authorization or funding submission, Harbor Vance transmits relevant inquiry data to participating third-party finance providers and lending partners so they may evaluate eligibility and present terms. We also engage vetted infrastructure processors (cloud hosting, address lookup, and encrypted proxy security) bound by confidentiality obligations. Harbor Vance does not sell personal data to unrelated data brokers for independent third-party cold marketing.

4. Cryptographic & Operational Safeguards

Browser traffic across harborvance.com is protected via TLS 1.3 encryption in transit, role-restricted access controls, and segmented storage. While no internet-connected architecture can guarantee absolute immunity from intrusion, we continuously review our controls to protect applicant confidentiality.

5. Multi-State Consumer Privacy Rights

Residents of jurisdictions with comprehensive privacy statutes—including California, Virginia, Colorado, Connecticut, Delaware, Texas, and Oregon—may exercise applicable rights to: (i) confirm whether we process their personal information and request a portable copy; (ii) request correction of inaccurate profile records; (iii) request deletion of personal data subject to mandatory financial, GLBA, and fraud-prevention retention exemptions; and (iv) opt out of targeted cross-context advertising or qualifying data sharing. Submit verified requests by emailing [email protected] or calling (866) 528-4910. We verify requestor identity prior to fulfillment, respond within statutory windows (typically within 45 calendar days), and never penalize individuals for exercising statutory privacy rights.

6. Contact Our Privacy Officer

Direct privacy questions or formal requests to:
Harbor Vance Funding Group LLC
501 Silverside Rd, Suite 105, Wilmington, DE 19809
Email: [email protected] · Phone: (866) 528-4910