Locate & size your file
Enter your invitation email and surname in the Returning File Portal, then calibrate your target capital between $200 and $5,000 in $50 steps with zero hard credit pull.
METHODOLOGY & WORKFLOW
How Harbor Vance aligns your request.
We replaced static multi-page bank packets with a transparent three-phase verification sequence that respects your schedule and protects your credit during lookup.
Match commercial or partner tracks
Self-employed business owners are evaluated for commercial future-receivables options, while salaried or mixed-income applicants can opt into our vetted third-party lending partner network.
Confirm terms on your own timeline
Review exact pricing, repayment cadence, and disclosures directly with your matched provider. Walking away costs nothing; approved agreements typically fund via ACH as fast as the next business day.
RETURNING FILE PORTAL
90-second verification at /login
Received an email invitation or hold an active Harbor Vance file? Enter your email address and last name in our Returning File Portal to retrieve your reference badge, fine-tune your requested amount in $50 increments, and execute your E-Sign Consent.
SERVICING & UNDERWRITING CARE
Direct Wilmington client desk
Need help locating an invitation record, confirming spelling on a saved inquiry, or requesting paper copies of platform disclosures? Our Wilmington client care team is available Monday through Friday.