E-Sign Disclosure & Consent

This Electronic Records and Signature Disclosure ("E-Sign Disclosure") governs how Harbor Vance Funding Group LLC ("Harbor Vance," "we," "our," or "us") delivers disclosures, notices, file verification summaries, referral authorizations, and related correspondence in digital form when you interact with harborvance.com.

1. Scope of Electronic Delivery & Execution

By affirming this E-Sign Disclosure during portal verification, you confirm that agreements, statutory notices, privacy statements, account updates, and partner referral authorizations may be presented electronically via your browser or sent to the email address recorded on your profile. Under the federal Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.) and applicable state Uniform Electronic Transactions Acts, your digital affirmation carries the full legal validity of an ink signature.

2. System & Software Specifications

To view, download, print, and retain digital records from Harbor Vance, you must maintain: (a) a desktop computer, tablet, or smartphone with reliable internet connectivity; (b) a supported, up-to-date web browser (current or immediately prior release of Chrome, Safari, Edge, or Firefox) with 256-bit TLS encryption and JavaScript enabled; (c) an active email inbox capable of receiving HTML messages and attachments; and (d) local storage or a connected printer to archive HTML or PDF copies for your files.

3. Requesting Paper Copies

You may download or print any disclosure directly from your browser at zero charge. If you prefer a physical paper copy of any record generated by Harbor Vance, write to us at [email protected] or call (866) 528-4910 with your full name, postal mailing address, and the document title. Harbor Vance furnishes single paper copies of platform disclosures without administrative fees.

4. Revoking Electronic Consent & Updating Contact Records

You may withdraw your consent to conduct future platform transactions electronically at any time before a referral transmission is finalized by emailing [email protected] or mailing a written notice to Harbor Vance Funding Group LLC, 501 Silverside Rd, Suite 105, Wilmington, DE 19809. Revocation applies prospectively and does not invalidate electronic authorizations executed prior to processing your notice, though withdrawing digital consent will conclude our ability to process online verification sessions. Please notify us promptly at [email protected] if your email address or telephone number changes.